Credit in a short time
April 14, 2020
Sometimes money is urgently needed. Often even within a short time. Those in a hurry can only hope to get an appointment quickly with their bank. The offers of the internet banks can also be used, but a loan will not be paid out within a short time. Even if a loan approval is made when applying online (or not), contracts still have to be signed. Without this there will be no payment. The days of the post must be taken into account and a transfer can take several days.
It is faster with the overdraft facility or the credit card
If you want to have a loan in a short time, you also have other options. Depending on the amount, the current account can also be used. It is not normally necessary to speak to the bank beforehand. The account holder can simply withdraw the money. However, a withdrawal at the counter is recommended as there is a daily payment limit at the machines. Another option is to use the credit card limit. This money is also available at short notice.
However, the user of these options should be clear about one thing, both of these options are among the most expensive. The banks and credit card companies are long enough with interest rates. This step is therefore only recommended if nothing works.
Apply for the loan in a short time at the bank counter
If you are lucky, you will actually get an appointment with your bank advisor. Such things are usually not handled at the counter. The advantage is that if a promise is made, the money is either posted to the checking account or paid out at the counter. This last option is inexpensive, because interest rates are not so high. The interest in the use of the overdraft facility is in the two-digit range and the limit on the credit card is also good for banks to pay. However, it is even better to get the money unbureaucratically from your relatives. This loan in a short time does not cost any interest. At least it would be very unusual if the relatives asked for them.